Ummm ... I dunno .... what i'm seeing is that the insurance companies are becoming a law unto themselves. They're gettin' really pushy.
1: They're going on people's property when they're not there and doing safety inspections.
2: If they see trees that might fall into the house they demand that they be cut down at a cost to the homeowner.
3: If they see roofing shingles that are starting to curl up at the edges a little they demand that the homeowner foot the cost of replacing the roof.
4: They've shown up at the shops of a couple of places where i worked and requested changes to meet their safety standard. Nevermind that the state OSHA was coming through at least once a year.
5: It used to be that you could go pick the scrapyard if you needed some good used steel for one of your projects but you can't do that anymore. There's the whole liability thing now. ( And guess who has to pay if there's a lawsuit.)
I could on and on ............
The thing is that there's a big move in the insurance industry to reduce their payouts on claims -or- shift costs onto someone else. If something bad happens once they look for ways of preventing it from happening again. Doesn't matter if it's a real problem or not because it's their customer that has to pay the cost of making the changes.
All those suits sitting up their in their ivory towers are a pretty fearful bunch. It's always safety, safety, safety, prevention,prevention,prevention with them.
They don't realize that life is a dangerous place to be .... and that you'll never get out alive !
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