Setting up a monthly household budget was key for me. Also having very simple straight foreword rules for our money has allowed us to save very quickly. Basic example of what works for me:
1.Enough money for Bills/expenses plus 200$ buffer goes into checking. Everything else goes into savings and dose not come out.
2. At the end of the month all cash on hand goes into the safe. Any extra money in checking account goes into savings.
3. Repeate every month
Company and household are ran the same way. The key is to budget everything. Want new tools? Add to the budget some each month until you can afford it. We don't get "play money", we budget in our entertainment.
I make every possible effort to live below my means without denying my family a decent life. 100$ is a lot of money to save but not a lot to spend.
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