Health Insurance Woes... - Page 2

^^ Yup ^^

Devin, that has been considered, the policy as it would be called would be just like a group policy at a workplace. There would be a pool of money to be used for minimum requirements by this new ahca. The amounts are pretty staggering but then...I am told that assets can count towards this. The reality is if something bad were to happen, such as cancer I would be utterly wiped out with or without insurance because I cannot afford the umbrella coverage that DOES handle things like major illnesses/cancer etc.

I pay 450 now for catastrophic, I am told I need more than catastrophic. Not only that he wants to play sports next year and we really cant afford anything like knee injuries. I'm at a loss I feel bad about telling my son we can't play contact sports because we cannot afford the insurance. The state of wisconsin at present so far as I know does not allow cash doctoring...it did in the past but right now I can't find anything about it here. Additionally the Federal system seems to be punishing my state because as soon as I plugged in a california zip code with all the same information my monthly became 470...I smell a rat.

Taking the hit with the first fine, and probably the second if needed.
Buying Time

I plugged my family of 8 into the federal exchange with the same coverage and deductions we have now with my wife's insurance we have now. The premiums were around $1,200.00 a month this is right on par with what her employer pays. This is a personal and a business decision.

Originally Posted by t00nces2

My health care was doing just fine until the slugs who don't work get it for free and anyone who works has to pay for a shack full of illegal immigrant, non working slugs and their spawn. I am self employed and I manage to scrape on by, but there is no way I can afford to drop $550 a month on medical insurance.

I personally think that your clASS is showing with this comment. They feeling that Americans shouldn't take care of the people inside their country(poor or immigrant) is astounding. Also to dehumanize them by calling them SLUGS and SPAWN is clASSless too.

America should have been a single payer system but cooperation and people with a teat in there mouth from the government welfare department for corporation and businesses were opposed. It is also disgusting that we use the disguise that "we all have access to medical care" as a way to justify not giving it to everyone. We all have the right to be treated in an emergency and this is just able to go home healthy not "I am all better" health.

And one final note. My family have in the past bought our own health insurance. It is always more expensive for women due to the fact that pregnancy is expensive. If you look for coverage that does not cover pregnancy it will be hugely cheaper.

Eric

Hi Eric,
As an ER Nurse, I can assure you that no patients are turned away from an ER for any emergency, ever. too much liability. We examine and/or treat everyone.
As an American taxpayer, I've been paying for the less fortunate to have healthcare available to them via the government since I first started working. The problems with healthcare isn't who we get insurance from (be it private, or governmental), it's in how we the people have allowed a system to get out of control by the "I don;t care what it costs, Insurance will cover it" mentality. The idea that healthcare is "free" is ridiculous. The idea that it's a right is also silly.

The whole health insurance industry is nothing more than legal gambling, which I wish more people realized. The odds makers take an educated guess on what your health maintenance costs will be (based on your health and risk factors) and charge you slightly more than that to cover their profit. That's what they are in business for. Just like a bookie who does the same illegally for football games. Someone who is young and healthy should have the right to choose to not have insurance if that's how they choose to live. That's called freedom. To penalize them for being healthy and young just so you can get more cash into the pool for the higher risk populations should be illegal. The fact that some of the nonpaying/subsidized healthcare recipients CHOOSE to be in that boat (not all, SOME) is insulting to the rest of us. The American health system (pre Obamma care) was the best and most innovative system on the planet. The repercussions for the governmental takeover of the industry are many. Not the least of which is making our system on par with every other nation with "universal" healthcare. unfortunately, unlike the Canadians, we don't have the option of rapid, quality, effective healthcare if we head south.

Take care,
Brian

Originally Posted by etack

I plugged my family of 8 into the federal exchange with the same coverage and deductions we have now with my wife's insurance we have now. The premiums were around $1,200.00 a month this is right on par with what her employer pays. This is a personal and a business decision.



I personally think that your clASS is showing with this comment. They feeling that Americans shouldn't take care of the people inside their country(poor or immigrant) is astounding. Also to dehumanize them by calling them SLUGS and SPAWN is clASSless too.

America should have been a single payer system but cooperation and people with a teat in there mouth from the government welfare department for corporation and businesses were opposed. It is also disgusting that we use the disguise that "we all have access to medical care" as a way to justify not giving it to everyone. We all have the right to be treated in an emergency and this is just able to go home healthy not "I am all better" health.

And one final note. My family have in the past bought our own health insurance. It is always more expensive for women due to the fact that pregnancy is expensive. If you look for coverage that does not cover pregnancy it will be hugely cheaper.

Eric

Originally Posted by etack

I plugged my family of 8 into the federal exchange with the same coverage and deductions we have now with my wife's insurance we have now. The premiums were around $1,200.00 a month this is right on par with what her employer pays. This is a personal and a business decision.



I personally think that your clASS is showing with this comment. They feeling that Americans shouldn't take care of the people inside their country(poor or immigrant) is astounding. Also to dehumanize them by calling them SLUGS and SPAWN is clASSless too.

America should have been a single payer system but cooperation and people with a teat in there mouth from the government welfare department for corporation and businesses were opposed. It is also disgusting that we use the disguise that "we all have access to medical care" as a way to justify not giving it to everyone. We all have the right to be treated in an emergency and this is just able to go home healthy not "I am all better" health.

And one final note. My family have in the past bought our own health insurance. It is always more expensive for women due to the fact that pregnancy is expensive. If you look for coverage that does not cover pregnancy it will be hugely cheaper.

Eric

You are right. Since the Constitution was put into place to ensure that we are all treated as equal under the law, and since many receive benefits from the government and pay no money in taxes(by law), Every one of us should receive benefits from the government and pay no taxes. That would fix everything.

Just out of curiosity, how would you generalize people who entered the country illegally, don't work even though physically able, use services without contributing to their own welfare?

I wanted to elaborate on this before anyone started wondering why I've been quoted such high rates. First I have a preexisting condition that is NOT hereditary it is related to my military service. The medications are expensive and the likelihood of hospitalization every year is probably considered very high to any insurance company. My GI tract has been through alot, my diet very limited and the meds to keep me healthy work well but...like I said are expensive.

Insurance companies take this information...(I thought their patient records were sealed...) and apply it to my son as if it was a hereditary possibility. I cannot "prove" otherwise to them and thus this is where I am at, the lowest tiered quote received going through the federal marketplace is $1200 a month for ONE person, my son...not even myself as I am a disabled vet and covered by VA.

The absolutely hilliaous part bout Obama care is taxing people for health insurance if they can't afford it. Talk about getting kicked while your down. Most people, aside from young adults (18-24), who don't have insurance can't afford it otherwise they would and now your gona rob a person who's already doesn't make enough money, really ?!? And what becomes of all this money ? They never have answered that question.
If you want the govt to provide for you move to China And see how nice their healthcare system is. Besides for all that talk bout How great canda and England's health systems are they still come in by the thousands to get the best health care money can be buy, which is worth every dime if you want to live, here in the good old usa.

For the record, without getting to political, we canuckleheads only go down to upstate NY and Mass. and wherever, because our gov't still pays for it even if it's in a US clinic. And that's just it, it's the best money can buy because it's getting bought with all that tax $$ you just mentioned, paid out through the insurance companies (or whatever an HMO is) to the clinics. They already have your money, they just won't give you anything for it.