It sure is nice to wake up and not worry if your going to make it to the jobsite or not I would have had to drop 1500 in it to get it to pass mo. Safety inspection in April. I cant see pouring money into a ten year old truck the only thing its going to have is problems I held on to it for to long as it is. Remember your vehicle only gets better or worse you have to figure out when its taking that turn for the worse and mine was at that point. I am not concerned about the payments I am more impressed with the new features in the truck heated/ac seats Eco boost better gas mileage and my gf feels safe driving with the newborn in it and that alone is worth the money every month till its paid off. Gotta make sure the the third generation scrapper makes it to be old enough to process scrap and surpass his old man.