My truck got damaged at yard by another scrapper unloading

Just make a claim against the dumping company's insurance. Yard has signs saying not responsible for damage, but any company is liable for the actions of their employees no matter what they "decide."

Sorry that happened Billy...I've been lucky so far but it seems it's not a matter of if but when, damage will happen from others at the yard. A pic of the damage and the pipe laying there would be helpful.

Yea the driver of the truck is the responsible one. All you would have to do is take him to small claims court. The company insurance he works for would then cover it. I hope you got his info.

Originally Posted by Sal

Did it happen on private property?

Most scrap yards are considered private property.

The time to take care of most of your questions is at the scene, at the time of the accident. Acquire the other drivers license, plate, and insurance policy numbers, and give him yours.
If he is reluctant, or leaves the scene before providing you with his information, then report a hit and run (even though his vehicle didn't actually hit yours, material falling from his vehicle did)
Most police departments do not visit the scene of a "fender bender" to write a report(unless you're in a small town, and your buddy is a cop ; )
If you'll pull your insurance verification card out and look on the back, you'll likely see these things there, along with their 24 hour accident report number

It is always a good idea to get photos first, before you move, before they move, right there-right then, plenty of photos

good luck


edit: private property is of no concern if the property is open to the public

A self unloading yard ? Already enough to make me find a different yard before a 1000$ worth of damage was done to my rig

Originally Posted by taterjuice

A self unloading yard ? Already enough to make me find a different yard before a 1000$ worth of damage was done to my rig

Kind of the same as the yard I frequent, the crane man is overseeing where we dump, but no help unless you ask.
Now if I come in with a couple of refrigerators then he'll swing the crane around and pluck them out of the back of the truck for me so I don't have to throw them off.
Usually they only run two trucks unloading at a time, that way after a couple, he takes the crane and magnet and picks up a bunch out of the unloading area.

Refers ? I bet his does jump at that ! But seriously I load scrap I don't unload it !

Originally Posted by volvoscrapper

this won't be a popular addition but here goes: It will be a piece of cake if you have a police report. Attach a copy of that to your claim and you will get very few questions from the responsible party's insurance company. If you don't have a police report, you may get compensation, but you'll be fighting an uphill battle.

It's just like any other vehicular accident: Get a police report.

If the other party is unresponsive, take down their license plate number, get the police report, give it all to your insurance company and let them fight the battle for you.

My dad hit a snowmobile in my truck, they cut out infront of him coming out of a trail and they where at fault. Said so on the police report. He made a statement saying he was at fault. And got charged. Well long story short they got the charges dropped and are sueing my dad now, and the insurance company and court says police reports are of no use as evidence against them (guy and girl on the sled.) so IMO police reports are useless once they enter the courts. Up here anyways. And im being 100% serious the police report is useless in helping us win the case. Void. So Police reports arent always helpful.

Oh ya and the other bit of BS, had the damage to my truck been on the passanger side, instead of the drivers side, my father would have been less at fault.(hes already not at fault whatsoever but everyone seems to think he is) Figure that one out. Oh ya and this happened winter 2011. Still ongoing. Good luck with your situation. I hope it goes better than ours is going!!

Originally Posted by taterjuice

Refers ? I bet his does jump at that ! But seriously I load scrap I don't unload it !

Sorry, I didn't realize that you didn't know what that was, it's even a truckers term for the refrigerated units on the front of the semi trailer. They called them that long before maryjane got popular.

I know what your were getting at was just enjoying a play on words