People have been robbed and killed by crackheads answering craigslist ads for gold and silver.
When I ditched a bunch of silver bullion when the prices were $35/oz I just hit a gold/silver buyer/seller. Sure I could have got more money from individuals but I could also have gotten mugged or given fake money.
Misc circulated silver I just keep around because I like large silver coins, not worth the effort to sell.
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