use the computer for the longer more detailed things but phone for most everyday apps like clist ebay email text skype for seeing things before offering a price and the biggest is using it to research anything I may be breaking down or buying at a auction even got a scanner and card reader so if there buying from me they can use a card or if i am buying from them i can give options like direct load to paypal or bank account. my favorite new option is gift cards I only can do walmart target and bestbuy right now since i am a small fish but i get a 8% discount by doing so. its kinda like the going to the store but about 3-5min longer I swipe the card and it takes the money from a account I have set up which is so you don't scam them by getting now and not paying later. it loads and activates the card with the amount near the next $5inc. so I offer an extra 3% to my sellers for this option and I make the extra since it cost me nothing. credit cards cost me 2.8% flat rate per transaction with no monthly fees and such so it offsets this and still comes out with a little bit more and happy people is the best thing.
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