easyrecycle 
Easy,
I tip my hat to you!! You strike me as being a human form of the energizer bunny!! Nobodys gonna put you down for long. Not bad business partners, not cops, not anything! Keep your spirits up and you'll go far. Each downer is a learning experience for you but if that particular learning experience is not repeated...you're then miles ahead of the rest of the world!
I met a retired fellow who made a good living on doing small loans to small business people who needed money for equipment. For example, a restaurant guy needs a new stove or something that is in the $5K range. Pretty small for the average bank and tough for the small business guy to prove he's a decent risk. So this fellow picked out that market niche and did very well at it. He actually made big loans from a big bank to make the smaller loans!!
I don't know if that niche is still there or something else has stepped in to fill the need, but it might be something to look at.
Jon.
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