Just got new health insurance RATES!!! - Page 2

Originally Posted by pjost

Subsidy=welfare in my book. I would qualify for a subsidy the way my account does my taxes. I refuse to take welfare.
A subsidy is other people (taxpayers) paying for YOUR healthcare.

Oh give me a break. Few people care about school subsidies (state and federal), heck all the red states take in more tax dollars then they pay but nobody cries about that either. Call it welfare and people are stigmatized, call it by another name and its your god given right, same ****.

Theres a few things I cannot understand about the US of A.
Healthcares the first one.....
And probably the second one too.

You can have private health insurance in NZ, but all it does is get you a little furthur up the que, and some operations the hospital system wouldn't give you, along with some treatments.

Originally Posted by eesakiwi

Theres a few things I cannot understand about the US of A.
Healthcares the first one.....
And probably the second one too.

You can have private health insurance in NZ, but all it does is get you a little furthur up the que, and some operations the hospital system wouldn't give you, along with some treatments.

I know ... it's hard to understand. You can't compare the two nations because they're so different from one another.

For all intents and purposes we are the global police force right now. We have the most advanced military in the world. Our presence tends to keep other aggressive nations in check. It's because of this that other nations who really don't have the means to defend themselves can live in peace. That frees them up to devote a large portion of their national budget to healthcare.

Have you ever felt that the Chinese might be eyeballing you ?

Before this law started its first baby steps into being fully implemented, my health insurance was $70/mo. I paid for everything that I needed, and that was fine. This was just what you would call a "catastrophic" plan...kind of like life insurance. But, when the law started being implemented, it started going up quickly, and then my plan disappeared and I had to go to covered california to get new insurance. My premium is now $254/mo, and is the same plan except the deductible is higher.

The way I see it, I'm now paying for a couple other people's insurance. The same way that some of the taxes I pay pay for other people's food, housing, etc. I'm never happy with it, but that's just the way it is. Deal with it the best you can and keep on keeping on. For those who have the lowest health insurance with high deductibles, look into starting a HSA. If you can get it to your deductible level, it gives you peace of mind, and there are tax benefits in creating the account.

Originally Posted by pjost

Subsidy=welfare in my book. I would qualify for a subsidy the way my account does my taxes. I refuse to take welfare.
A subsidy is other people (taxpayers) paying for YOUR healthcare.

Well said

I make a $1M a year and my insurance rate doubled; whats the weather going to be in South Beach this weekend?
I make $50k a year and my insurance rate doubled; I guess we can live without cable and internet for a while... It will be OK honey... we will get through this.
I don't work and now I can get insurance cheap or opt out and pay a small fee; what time does Bingo start tonight?

Quick choose two of these people you would trade places with. Redistributing the wealth perhaps, but its from the middle down. The gap between rich/poor & rich/middle is becoming so great that our voices will soon be unheard for anything. Yesterday was a splash of cold water to the face, I'm awake and aware now, hoping its not too late to fight back!

Even if you disregard the moral issue of taking subsidies, the Supreme Court is likely to declare many of them unconstitutional. From a financial-only standpoint, you can't bank on using something that may disappear.

Originally Posted by pjost

Subsidy=welfare in my book. I would qualify for a subsidy the way my accountant does my taxes. I refuse to take welfare.
A subsidy is other people (taxpayers) paying for YOUR healthcare.

Well ... they change the names of things sometimes. I guess that's to get you to think about it differently or maybe redefine a certain thing's role ? It's a political trick. For example: It used to be that the police were the police. It said so right on the car. Then ... somewhere along the line they became the department of publik safety. Humm .... must be that they're now supposed to make you feel safe ?

It's the same with welfare. With a name like welfare you think of it as being charity. Now they call it one of the "entitlement" programs.

The idea with that in our polite & civil society is that as a citizen you have the basic human right to expect certain services from the government provided you meet certain criteria. Charity has nothing to do with it. You're now entitled !

I run a carpentry business and make enough to get by on but not much more. Most of my customers are wealthy folk from away that can well afford a second home here in Maine on the shore front. They tend to be over 65 years old and have a net worth between two and 20 million dollars. They migrate here in the spring and leave in the fall. During the winter months they generally travel to warm & sunny places like the Caribbean. It's not a bad life. With access to the finest medical care many live well into their 80's.

What i can't figure out is why i'm working outdoors in the dead of winter to pay for their government provided health insurance when i can't afford to provide it for myself.

I guess they're entitled and i'm not.

It must be that our law makers are *ahem* ...... mentally challenged ?

Originally Posted by olddude

I agree with your meaning but not the semantics, before "LAW ENFORCEMENT AND PUBLIC SAFETY , WE HAD PEACE OFFICERS.

The elitists and their Toadies ,The Laim stream Talking heads, we had welfare, They made it entitlements, which lumps it in with SS and veterans benefits. The difference is simple. when you pay fpr something in cash ,trade, or service you are entitled to it. for 56 years I payed into a savings fund. that fund promised me 2 things or entitled me to those two things intrest on my money and a paid full coverage health insurance for life. it was called social security, medicaid/medicare and a comfortable retirement. they stole all the money every cent, so now I am lumped into the group with those who didn't pay their fare share. Welfare IS NOT an entitlement, it is a forced charity that you and I are forced pay for. I also fought a war for this government that had nothing to do with protecting America. for that I was promised much, most of which I never got and never will. I believe in charity for those willing to help them selves. A hand up not ,a hand out. Am I entitled, you bet your A**. Is that Momma Boo Boo wana be, with her skinny A**ed crack addict boy friend entitled, NO, don't put me in the same catigory .

NOTE: Had the Social security system kept it's promise the average fund for each person would be over $ 890000, at age 62.

Peace officer ............Waaaay cool !

I'm not so sure about Social Security. As i understand it:

It was created around the time of the New Deal. That would have been back during my grandfather's day. Life was pretty hard back then. The standard work day was ten hours and you generally worked six days a week. Average life expectancy wasn't much more that 68 years.

Once you get up in your sixties it's pretty hard to do that. Social Security was only intended to be a supplemental income so that the older hands could scale back to part time work. You went on it at 65 and odds were that you would only be drawing for three or four years before you died. ~ It was a feasible plan. ~

It was never intended to be something you could live on and health insurance was never a part of the deal.

Anyway .... that all went southbound during the Nixon Administration. Up until then, the monies paid into the system went directly to the Social Security Administration. During his administration they started sending all the pension money to the U.S. Treasury. The Treasury issues IOU's to SSA and money owed became part of our national debt.

In a nutshell ... they broke the deal and robbed the pension fund. The Social Security Administration ceased to be. All of it's obligations were assumed by the government.

Now they're entitlements.

< scratches head > I dunno .... how could you ever judge who is worthy and who is not ?

I think of my mother in law and in all honesty she is probably one of the most worthless people i've ever met. Never worked a day in her life. Was a complete failure as a wife & mother to her children. Never contributed anything and always took from the system like a parasite.

Here she is 70 years old and in the nursing home. With reasonable care it's likely she will live at least another ten years.

I could support a family of four on what it's costing the state to keep her in there every year.

By most any account she doesn't deserve anything but this isn't about her and whether she's worthy or not. This is about us and the kind of people we are. You shouldn't leave your people behind ? It's the morally right thing to do ?