The hitch weight is based on the strength of the axles of the truck and the ability of the truck to maintain level for steering and braking purposes. The hitch weight of the trailer is the amount of weight the tow vehicle must carry and the rest of the weight of the fifth wheel is supported by the dual axles of the trailer. The gross vehicle weight is the weight limit of the vehicle with all fluids, passengers, and the weight on the hitch. These figures are based on the strength of the axles, tires, etc. The gross vehicle tow weight takes into consideration these figures but also considers the control factor. In other words at what point will the trailer control the vehicle more than the vehicle controls the trailer.
On flat straight roads without wind or the need to stop, the gross vehicle tow weight would be a lot higher. Add curves, hills (both up and down), wind, etc. and this figure becomes the safety issue. If you add a gooseneck or fifth wheel hitch to a new half ton they can void your warranty because they are not built for such use. Very seldom do you see 1/2 tons towing goosenecks or fifth wheels across the country. They will handle single axle bumper pulls for the most part.
The picture you posted of the truck and trailer shows the "squat" on the back of the truck. This means less weight on the front axle and less control of the steering. Chances are when you hit bumps the front tires will leave the road. The bottom line is did you feel in total control and safe going over that bridge hauling the trailer? If you have any doubt about your safety or the safety of others on the road, start looking for a new truck.
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